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How can I identify a mortgage problem question?
Identifying a mortgage question should be straightforward. You will be looking for a scenario where an individual has borrowed money off a lender of some sort and in return a lien has been created over some kind of property the individual owns (likely to be their land).
How are mortgagors protected in the English law?
However English law contains a curious anomaly that mortgagors are given more protection when mortgagees bring court proceedings to realise their security than where mortgagees by-pass the system completely (Wood, 2009 p31).
How did the mortgage law change affect mortgagors?
Some reforms have had the practical effect of improving mortgagors' protection while others have not. Radical law change aimed at addressing this anomaly is likely to have negative economic impacts that will outweigh the value of the extra protection afforded to mortgagors.
What should you know about creating a mortgage?
You should have knowledge of the different types of mortgages, how they are created, the rights of the mortgagor and mortgagee, the remedies of the mortgagee, the protection for the mortgagor, the liabilities, how a mortgage is ended and priorities where there are two mortgages.
Last Update: Oct 2021
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This picture illustrates mortgage essay questions.
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